These Terms and Conditions ("Terms") govern your access to and use of Pernad's websites, applications, services, and any other platforms offered by Pernad or its subsidiaries (collectively, the "Services").

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1. Acceptance of Terms

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree to all the terms and conditions of this agreement, you are not authorized to use the Services.

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2. Use of Services

• You are solely responsible for your conduct while using the Services.

• You agree to comply with all applicable laws and regulations while using the Services.

• You agree not to use the Services for any illegal or unauthorized purpose.

• You agree not to interfere with or disrupt the Services or servers used in connection with the Services.

3. Content

• The Services may contain content owned or licensed by Pernad or its subsidiaries. This content is protected by copyright and other intellectual property laws.

• You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, or transfer any content from the Services without the written consent of Pernad.

4. Disclaimers

• THE SERVICES ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

• PERNAD DOES NOT WARRANT THAT THE SERVICES WILL BE UNINTERRUPTED, SECURE, OR ERROR-FREE.

• PERNAD DOES NOT WARRANT THAT THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICES WILL BE ACCURATE OR RELIABLE.

5. Limitation of Liability

PERNAD SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THE SERVICES. 

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6. Termination

Pernad may terminate your access to the Services at any time, with or without cause, and with or without notice. 

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9. Entire Agreement

These Terms constitute the entire agreement between you and Pernad with respect to the use of the Services and supersede all prior or contemporaneous communications and proposals, whether oral or written.

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10. Severability

If any provision of these Terms is held to be invalid or unenforceable, such provision shall be struck and the remaining provisions shall remain in full force and effect.

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11. Changes to Terms

Pernad may modify these Terms at any time by posting the revised Terms on the Services. You are responsible for checking the Terms periodically for updates. Your continued use of the Services following the posting of revised Terms means that you accept and agree to the changes.